La Vida Mortgages

[La Vida]

It has just come to our attention that some of the banks in Spain are not playing ball regarding the interest rates on new mortgages. (no surprises there)

It’s the small print issue and new borrowers should be aware that they are putting a minimum rate into the deal.

For example “the offer comes out at Euribor + 0.75%” looks good, 12 month Euribor today is 1.85% + your 1%, total 2.6%, even better. NO, because the minimum is 4.75%!!!
Please get your broker or you solicitor to look at the SMALL PRINT.

Henry
La Vida Mortgages SL

[Big Gaz]

We would like to thank and recommend Henry from La Vida Mortgages for your advice on our meeting on site last week.Its good to actually face to face meet with someone these days of phonecalls and emails.We will hope to be dealing with Henry in the very near future. Big Gaz.

[Sandra]

Hello All

I just want to say a very big thank you to Henry Slade from La Vida Mortgages - we completed on Friday on the remortgage on our Roda apartment - it was 5 months of backwards and forwards with paper and information and the only thing we did not have to give the new lender was a DNA sample!  But we are there, with a superb deal all handled by Henry - I really cannot recommend him too highly and he is a delightful character to deal with. 

Sandra

[Big Gaz]

  We would like to thank and recommend Henry and all at La Vida Mortgages for getting us through this long proses.At times It was frightening the amount of finance information that the banks required but with Henry,s Advice we got there in the End.
 Big Gaz 

[colsands]

We would also like to recommend Henry and La Vida. We almost felt like Henry was only dealing with us the amount of paperwork involved and the e-mails required back and fore.

Colin & Sandra

[Andy and Jenny]

I would just like to add our recommendation to this thread about La Vida Mortgages and in particular, Henry Slade.

We were introduced to UGR two and a half years ago by MRI and signed up for their financial consultants, Capital Financial Partners to find us a Spanish mortgage that met our criteria. Despite having plenty of time to source a product that was suitable for us they continually gave us excuses about the credit crunch and how the recession was closing traditional channels of finance for property purchase.

With our completion on phase 2 looming we were worried that CFP would not deliver so we approached Henry in June this year and I have to say he has been fantastic. He quickly understood our requirements and used his local contacts in the banking sector to find us exactly what we wanted. His communication, either by phone or e mail was prompt and informative, keeping us in the loop throughout the process. He organised the valuation of the apartment and liaised with lawyers, banks, UGR, Notary and others right up to completion of the purchase at the end of July. The whole thing took just 8 weeks and was such a relief for us.

I would not hesitate to recommend all those still struggling with obtaining finance for completions on phase 2 to give Henry a ring. For us he did the business, and he's such a nice bloke as well. 

Andy and Jenny